1 Overview of Internet Finance/001
1. Concept of internet finance/001
2. Research framework for internet finance/004
3. Business models of internet finance/008
2 Foundation of Internet Finance/026
1. Theoretical basis of internet finance/026
2. Technological basis of internet finance/035
3. Driving force of internet finance/050
4. Market opportunities for internet finance/056
3 International Comparison of Internet Finance/061
1. Development of internet finance in US/061
2. Development of internet finance in Europe/089
3. Development of internet finance in East Asia/106
4. Characteristics, general pattern and trends of
international internet finance/116
4 Development of Chinese Internet Finance/121
1. Business financing through the internet/121
2. Online financial services/149
3. Internet transformation of traditional finance/162
5 Risk Analysis of Internet Finance/171
1. Legal and institutional risks/171
2. Model risks/176
3. Security risks/180
4. Market risks/183
5. Other risks/186
6 Information Security of Internet Finance/191
1. Information security problem of internet finance/191
2. Security of Big Data/200
3. Security of Cloud Computing/205
4. Suggestions/210
7 The Legal Status of Internet Finance and Regulatory Framework/214
1. Policy on internet finance in US/214
2. Regulation of internet finance in Europe/218
3. Regulation of internet finance in Japan/224
4. Electronic currency Regulation : International Experience/227
8 Brief Evaluation of Chinese Internet Finance/232
1. Overall evaluation/232
2. Business valuation/234
3. Information security evaluation/247
9 Vision for Internet Finance/256
1. Modern finance in the Age of Big Data/256
2. Trends of internet finance/261
3. Impact of internet finance/269
4. Policy discussions about internet finance/272
10 References/275
11 Postscript/293
Description:
This book is the first general, systematic and in-depth annual report on internet finance, which focuses on revealing the nature and connotation of internet finance, tracking the development of internet finance at home and abroad, summarizing and extracting the development patterns of internet finance and forecasting the tendency of internet finance. Two major problems that focus on the internet finance are proposed in this book: information security and supervision. This book has with strong academic perspective and could provide vital decision-making for finance.